What is Liability Auto Insurance?


That is a great question. So the goal is to make it really simple to understand and remember.

Liability auto insurance is sometimes called the 'third party'. 

There are two forms of liability insurance, one is bodily injury liability coverage, covers all expenses related to physical injury. The second form of liability insurance is property damage coverage, which pays for repair to the victim damage property including car and house. 



What Liability Auto Insurance doesn't Cover

When you are at fault in an accident, liability insurance coverage does not pay for any damage to your own property, or your medical bills. There are other types of coverage to consider. Liability coverage also does not extend to your injury costs. If you want this type of coverage, you may want to consider medical payments coverage or personal injury protection.