Liability Auto Insurance

What is Liability Auto Insurance?

That is a great question. So the goal is to make it simple to understand and remember.
Liability auto insurance is sometimes called the ‘third party’.
There are two forms of liability insurance, one is bodily injury liability coverage, covers all expenses related to physical injury. The second form of liability insurance is property damage coverage, which pays for repair to the victim damage property including car and house.

What Doesn't Liability Auto Insurance Cover?

When you are at fault in an accident, liability insurance coverage does not pay for any damage to your property or your medical bills. There are other types of coverage to consider. Liability coverage also does not extend to your injury costs. If you want this type of coverage, you may want to consider medical payments coverage or personal injury protection.

Collision Insurance

Collision insurance pays even if the cause of the accident that damaged your car was your fault.

Comprehensive Insurance

Comprehensive Auto insurance covers losses resulting from incidents other than collision.

Commercial Auto Insurance

Commercial auto insurance is made up of many components, let’s just say it is the gumbo of auto insurance coverage.